Julie White

Mortgage Loan Officer

We Make Home Dreams A Reality!

Buying or building your dream home? Need a loan? At M&F Bank, our Mortgage Department is focused on helping you obtain the best possible home loan. Not only do we offer a variety of solutions, we also offer the easiest way to apply. By using our online application you can save valuable time by simply filling out the information at your home, office or even the coffee shop 24/7. It's that easy.

To get started, click 'online application'. Please be assured that your personal information is kept secure and will only be used for the purpose of requesting a mortgage loan.

If you are unable to complete the application in one sitting, you will establish a unique user name and password. This will allow you to return at any time to finish your application.

Make your home-buying dreams come true with the right loan from M&F Bank.

Conventional Loans
FHA/HUD Loans
USDA/Rural Housing Loans
VA Loans
Jumbo Loans
ARM Loans
MS Home Corporation Bond Loans (when available)